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Building your Emergency Fund

Before you start stashing away your money for an emergency, the first step in building your emergency fund is to figure out just how much money you have to put aside in the first place.

People often dont know where theyre spending their money. Once you can account for every penny, its a lot easier to decide where you can cut back and start to save.

You cant always account for emergencies so it is more critical to build the fund as fast as possible.

Change your eating habits and avoid expensive, processed foods.

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Buy only clothing that does not require dry cleaning. Buy your bread and other bakery items at the local thrift bread store. This allows for higher summertime thermostat settings. Big changes come from small steps and if you determine to put even one of these many savings secrets into place, you will see big change in your life.