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Simple Ways to Bring both Calm AND Savings into your Life
Saving is far more than just an action it is a way of living, day-by-day.
Start to be calm by first slowing. Whatever it is that you are working on now, stop. Spend the next 30 minutes a day in silence and solitude. You need to teach your mind how to relax, so you can shift from the work-and-spend treadmill and then focus on whats most important to you.
A calm heart is a tidy heart. It is time to clean up your act. Start today by spending 15 minutes every day going through a closet, a shelf, a drawer, and getting rid of anything you dont use or cherish. Once you start on these surface areas, weeding that out, the skills and mindset carry over to more complex areas like your work, money and relationships.
It is now time to learn what is enough. Being calm and saving is really about transforming your life in a conscious and deliberate manner. It is determining what is enough in your life, so that you can do more with even less.
Finally, seek out some good supportwhether youre trying to save money or simplify your life.
Dont go this alone. With Americans trillion deep in debt, youre certainly not alone in your desire to save money. Find a friend who can help you to get started and then get busy. You will be glad that you did.
Never let your fuel needle go below a tank, or fill it up when you drive it to Empty.
Biweekly Payment Plan
If you make only the minimum monthly payments (and many people do just that), it will take you 31 years and two months to pay off the balance!
Avoid manicures. When you get home, stash it away in your cookie jar. Everyone must drop in a coin to make a call. You can easily cut that in half by shopping at consignment shops and auctions, though the life of the goods may be a bit less than buying new. |