Just say no to impulse buying
If you see something you want, put it aside and think about it for at least a couple of days. Chances are, the impulse should pass.
Look to other sources of entertainment
Find ways to socialize and create your own entertainment that dont revolve around expensive restaurant tabs or event tickets.
Spend time in quiet time
Quiet time helps you recharge your spiritual batteries and give you the time you need to reflect on life and make better choices.
Remember that time is money after all
This time issue is going to loom even larger than money. We, as a society, have concluded that time is money. The two are closely tied. Spend time wisely.
Think well before borrowing from your 401(k) or IRA.
Instant Cash Advance
Just as you go to tip the waitress 15 to 20 percent, put the same amount aside for yourself.
Also, resist the temptation to purchase extra items at the checkout such as magazines and candy bars. This allows for higher summertime thermostat settings. Cancel subscriptions to magazines or newspapers that youre not reading. Another new way of thinking will be to think of frugality as your savior. Each time you accrue 2,500 points, you receive a check for . Change the oil in your vehicles yourself.
|