Every Day Money Saving Tips
How to Save Money on Gas
Gas prices just keep going up, and our wallets keep decreasing in size. This how-to will teach you many ways to save money at the local gas station.
Steps
1. Take out a credit card. Some credit cards offer gas savings when you use the card for purchases. This works in much the same way that some credit card companies give you frequent flyer miles when you use their card for purchases.
2. Get a gas membership card. Look for membership benefits. In addition, department and grocery stores give discounts at the fuel pump when you use their store membership cards. Shopping at Giant Eagle grocery store and using their membership card, its possible (at the time of this writing) to fill a cars tank for .79 cents a gallon, with savings of .36 per gallon.
3. Give your car a good tune up. While giving your car a tune up wont actually save you money at the pump, it will save you in gas. Using less gas saves you money over all. Have the oil changed, and have a certified mechanic give your engine a twice over.
4. Check the WWW for deals. Web sites let you find the best deals in your area.
5. Buy a hybrid car. Not only do hybrid cars give you immediate savings at the pump, the U.S. government and your local state offer tax breaks for people that use gas saving cars. Federal deductions for using gas saving cars can be as high as 00. If you cant afford the growing number of hybrid cars out there, consider getting a regular car with good MPG (miles per gallon), like the Toyota Echo.
6. Turn off the AC. Running the cars air conditioning puts extra strain on your cars engine. This translates into you car eating up more gas per mile. Use less gas, save money. Depending on the car you drive, at highway speeds, the AC might put less drag on your car than if all the windows are open. Therefore, you might want to keep it cool on the highway.
7. Use the cheaper stuff. Most modern cars run just as well with the cheap gas as they do with the more expensive gas. In fact, engineers assume the car buyer is going to use the cheap gas, and so, they design the cars engine accordingly.
8. Dont fill the tank when prices are higher. Gas suppliers and gas station owners can charge high prices for gas because they know people will pay for it. The owners monitor how much gas people are putting into their cars each day. If they hike up the price a few cents and people are still filling up their tanks, this tells the owners that people are willing to pay the high price. Adding only a few gallons to your car when prices are high sends a message to the owners that people are not happy about the high prices.
9. Dont drive. Dont drive when you dont absolutely have to. Carpooling, walking, taking the bus, and riding a bike not only saves you gas, but these are better for the environment and may be better for your health. Do you really need to drive to the store when it is only a couple of blocks down the street?
10. Check the tire air pressures weekly. Buy an inexpensive manual air pump and an accurate tire gauge (not a pencil gauge as they are not accurate). Keep all tires inflated to the same pressure as recommended for your car but not for your tire. Go by the sticker on the doorframe and not the tire wall.
11. Drive at a consistent speed and keep the windows up tight. Keeping the windows closed reduces the drag on your car. Sticking to the speed limit also helps. So, will using less gear changes and revving the engine less. Avoid accelerating fast or braking suddenly. Use cruise control when you can.
12. Clean out any unnecessary items in your car. If you have heavy objects in your car that you dont need - remove them. If your car is lighter, it will use less fuel to get you to where youre going.
13. Avoid leaving your car idle. If you are going to be stopped for more than one minute, you will save gas by turning the car off and restarting when you are ready to go.
14. Buy on cold days. Buy fuel on cold days and if you can, drive on the hot days. When you buy on cold days, and pay for volume, you buy more mass of fuel for the same price. Never fill the tank completely or it will overflow when it becomes hotter.
We must NOT just go blindly along when it comes to consumption.
Emergency Housing Money
There may be nothing but a 75-cent notebook and a ballpoint pen between your life of financial struggle and financial freedom.
The more time you spend with your kids playing sports, the less time and money they will spend at the shopping mall. 79 cents a gallon, with savings of . If you know someone who is exhibiting the above traits, offer to help them! Just saving the dollar you would normally spend on that cup of coffee each day adds up.
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